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Working
with you, The Hoffman Group gathers the necessary information
from you and other public and insurance sources to execute
the insurance market search and placement for the insurance
coverages your needs/risk exposures require.
We
collect nonpublic personal information about you from
the following sources:
- Information
we receive from you on applications or other forms;
- Information
about your transactions with us, our affiliates or
others; and
- Information
we receive from a consumer reporting agency.
In
doing so, The Hoffman Group exchanges such information
only with other insurance related parties that are similarly
obligated under state and federal privacy laws and have
in place the appropriate procedures to keep all treatments
and exchanges of your information with in the requirements
of these laws.
We may disclose the following kinds of nonpublic personal
information about you to others in order to service,
process or administer business such as underwriting
and claims operations. In this context, The Hoffman
Group may disclose:
- Information
we receive from you on applications or other forms,
such as your name, address, social security number,
assets, income, and beneficiary information;
- Information
about your transactions with us, our affiliates or
others, such as your policy coverage, premiums, and
payment history; and
- Information
we receive from a consumer reporting agency, such
as your creditworthiness and credit history.
And as we place your insurance with these carriers,
both our agency and the carriers work together (as well
as individually) to retain uses for only those activities
required to underwrite, issue and services your policy
of insurance, as well as conduct claims activities should
that be necessary on your behalf. We restrict access
to nonpublic personal information about you to those
employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
As the scope of our agency business and your needs expand,
The Hoffman Group is proud to advise you that we are
formally engaged in joint marketing ventures with additional
financial service providers. The businesses listed here
are tops in their field of expertise and round out the
scope of product and services we can offer to you. This
permits us to better respond to the multi financial
services needs that you shared with us. We may disclose
nonpublic personal information about you to the following
types of third parties:
- Financial
service providers, such as life insurers, automobile
insurers, mortgage bankers, securities broker dealers,
and insurance agents;
We may also disclose nonpublic personal information
about you to nonaffiliated third parties as permitted
by law.
We may disclose the following information to companies
that perform marketing services on our behalf or to
other financial institutions with which we have joint
marketing agreements:
- Information
we receive from you on applications or other forms,
such as your name, address, social security number,
assets, income, and beneficiary information;
- Information
about your transactions with us, our affiliates or
others, such as your policy coverage, premium, and
payment history; and
- Information
we receive from a consumer reporting agency, such
as your creditworthiness and credit history.
We
know that you have other choices when it comes to insurance
and financial services. That is why we at The Hoffman
Group appreciate your decision to place your financial
service needs with us. We value you and your business,
and look forward to a continuing client relationship
with you. The Hoffman Group wants to earn your partnership
to explore your financial service needs, determine the
various placement options that may respond to these
needs and over time build the type of financial service
portfolio you need to secure your family needs and assets.
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